Overdraft Watch Research
SURVEY RESULTS
GETTING OVER AND
BEYOND OVERDRAFTS
If you're interested in hundreds of bankers' first-hand experiences and perspectives on what they're thinking about and planning to do regarding the changing overdraft landscape, download our most recent survey "Getting Over and Beyond Overdrafts" survey results.
Download Survey Results
Tracking OD Policy and Pricing Changes
Financial institutions of all sizes are looking at overdraft fees in a new light. Market forces and potential heightened regulatory scrutiny require OD/NSF policy changes in various forms like longer grace periods, more warning notifications, reduced or eliminated OD fees, and more.
As your FI is determining what it will do regarding overdraft fees, consider this your one-stop shop for info related to what other FIs are thinking, planning and doing about overdraft policy and pricing changes. Be sure to bookmark this page.
ACTIONS AND TIMELINE OF ANNOUNCED CHANGES
Below is a chart with links to their announcement and a timeline of these announced moves by financial institutions of all types and sizes all over the country. Our team is continuing to monitor reported OD changes by FIs and will update this page with the latest details. (When your FI has changed its OD fee policy, let us know!)
Timeline
What’s next after you make OD changes?
Your changes are going to require replacement revenue solutions. StrategyCorps can provide incredible insight into increasing consumer-friendly fee revenue to fill the gap made by your declining overdraft fee income.
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